Pooled Superannuation Trust for Self Managed Funds
An Overview
MAP Pooled Superannuation Trust has been designed for those self-managing their superannuation and looking for a self managed fund investment to diversify their current portfolio.
Who Can Join?
The MAP Pooled Superannuation Trust is suitable for self managed funds in either the accumulation phase (pre-retirement) or pension phase (paying a pension). The return paid by the MAP Pooled Superannuation Trust (PST) is fully tax paid for funds in the accumulation phase. Funds in the pension phase are exempt from tax on their investment income. The MAP PST also offers a non-tax paid return option for these funds.
You can invest in the MAP Pooled Superannuation Trust if you are a trustee of a complying superannuation fund. There is no minimum or maximum investment amount and you can make regular contributions or a single contribution when the need arises.
Investment Options
When you invest your superannuation with MAP, you have seven investment choices, comprising four single asset specific pools and three multi sector pools. An asset specific pool is one where the funds are almost exclusively invested in the one asset class eg Cash, Property, Australian Equities and International Equities. A multi sector pool has exposure to all asset classes with each having a different mix. For example, the Growth Pool will usually have a higher percentage of growth assets such as equities and property.The Investment Options are:
- Australian Equity
- International Equity
- Property
- Cash
- Balanced
- Capital Stable
- Growth
A member can select a single investment option that best suits their needs or can spread their contribution and accumulation across two or more investment options in whatever percentage they require.
Returns for all pools are published monthly on the website.
A MAP Financial Planner can talk to you about the structure and strategy of your fund and advise you on the most appropriate managed investments to get the most out of your super.
You are entitled to an initial consultation at our expense with one of our Financial Planners!
Changing Your Investments
To switch between investments, simply complete an Investment Allocation Form and return by fax or email. A switching fee may apply if you make more than four switches in any rolling 12 month period.
Fees and Charges
One of the major benefits of investing with MAP is that there is no entry fee, contribution fee or exit fee. For a brief summary of returns, fees and features of the MAP Pooled Superannuation Trust, refer to the MAP Pooled Superannuation Trust Plan Product Profile.
How Do I Join?
Read the MAP Pooled Superannuation Trust Product Disclosure Statement (PDS) before making any investment decisions. Then complete the application form in the PDS and return it to MAP at:
GPO Box 1130, Brisbane, Q 4001 or contact us for more information